Welcome to titomanny.com. By accessing or using this Website, you agree to these Terms & Conditions. If you do not agree, please discontinue using the Website.
1. About This Website
titomanny.com is a blog that publishes informational and educational content about topics such as retirement planning, OFW life, personal finance, travel, and retirement in Italy.
The Website is owned and operated by Tito Manny.
2. Informational and Educational Content
The content on this Website is provided for general informational and educational purposes only.
Articles about retirement, money, investments, taxes, immigration, healthcare, travel, or other topics are not personalized professional advice.
You should consult qualified professionals, such as financial advisers, lawyers, tax professionals, or healthcare providers, before making decisions that depend on specialized advice.
Although we aim to provide useful and accurate information, we do not guarantee that all content is complete, current, or applicable to your individual circumstances.
3. No Financial, Legal, Tax, or Medical Advice
Nothing on this Website should be interpreted as:
- A recommendation to buy, sell, or hold a financial product or investment
- Legal or immigration advice
- Tax advice
- Medical advice or diagnosis
You are responsible for evaluating information and obtaining appropriate professional advice before acting on it.
4. Intellectual Property
Unless otherwise stated, the articles, text, graphics, images, logos, and other content on this Website are owned by or licensed to Tito Manny and are protected by applicable intellectual property laws.
You may:
- Read and share links to our publicly available articles
- Quote brief excerpts for lawful purposes, provided you give clear credit and link to the original article
You may not reproduce, republish, distribute, or commercially exploit substantial portions of our content without prior written permission, except where permitted by law.
5. Acceptable Use
You agree not to:
- Use the Website for unlawful purposes
- Attempt to interfere with the Website’s security or operation
- Introduce malicious code or harmful material
- Misrepresent your identity when contacting us
- Use our content in a way that infringes the rights of others
6. External Links
The Website may contain links to third-party websites or services for convenience or informational purposes.
We do not control and are not responsible for the content, policies, availability, or practices of third-party websites. Visiting external links is at your own discretion and risk.
7. Future Features
The Website may introduce features such as comments, newsletters, advertising, affiliate links, downloadable materials, or other services in the future.
If these features are introduced, we may update these Terms and any relevant policies to explain the applicable conditions.
8. Limitation of Liability
To the extent permitted by applicable law, Tito Manny will not be liable for losses or damages arising from your use of, or reliance on, information published on this Website.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law.
9. Privacy
Your use of the Website is also subject to our Privacy Policy, which explains how personal information is handled.
10. Changes to These Terms
We may update these Terms from time to time. Changes will be published on this page with a revised “Last updated” date.
Your continued use of the Website after changes are published constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
11. Governing Law
These Terms are subject to applicable laws. Mandatory consumer protection and other legal rights that apply to you are not affected by this section.
12. Contact
For questions about these Terms, contact:
Tito Manny
Email: [email protected]
Website: https://titomanny.com